Welcome to MilegaLoan! By using our website and services, you agree to these Terms and Conditions. Please read them carefully before applying for a personal loan or credit card through our platform.

1. Acceptance of Terms

  1. By accessing or using the MilegaLoan website, you confirm that you accept these Terms and Conditions and agree to abide by them. If you do not agree, please refrain from using our services.

2. Nature of Services

  1. MilegaLoan serves as an aggregator that connects users with various third-party lenders. We do not provide loans or credit cards directly. All loans and credit card products offered through the MilegaLoan app are provided by third-party lenders, and the terms of these products are determined by those lenders.

3. Eligibility

  1. To use MilegaLoan services, you must meet the following criteria:
    • Be at least 18 years of age.
    • Have a valid government-issued ID.
    • Provide accurate and up-to-date information during the application process.

4. Application Process

  1. When applying for a loan or credit card through MilegaLoan:
    • You agree to provide truthful and accurate information.
    • You consent to MilegaLoan and third-party lenders conducting necessary checks, including credit assessments.

5. No Guarantee of Approval

  1. Submitting an application does not guarantee approval for a loan or credit card. Approval is subject to the evaluation criteria established by the third-party lenders. MilegaLoan is not responsible for any decisions made by lenders.

6. Fees and Charges

  1. MilegaLoan does not charge any fees for using our website or services.
  2. Any fees, interest rates, or charges associated with loans or credit cards are determined by the respective lenders and will be clearly communicated during the application process.

7. Data Privacy and Security

  1. Your personal and financial information will be collected, used, and stored in accordance with our Privacy Policy. By using our website, you consent to the processing of your data as described in that policy.

8. No Liability

  1. MilegaLoan is not liable for any loss, damage, or expense incurred as a result of using our services or relying on the information provided by third-party lenders. We do not endorse any lender or their products.

9. Changes to Terms

  1. MilegaLoan reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on the website. Continued use of our services after changes constitutes acceptance of the new terms.

10. Governing Law

  1. These Terms and Conditions are governed by the laws of India. Any disputes arising from these terms shall be resolved in the appropriate courts in India.

11. Contact Us

  1. For questions or concerns regarding these Terms and Conditions or our services, please contact us at [email protected].

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